Our services

Services that simplify your business.

From taxes and bookkeeping to insurance and grants - one team, every step.

Strategy. Clarity. Results.

About us

A trusted partner for businesses across the United States.

FLL Business Solution is led by our founder Xianny Chinchilla, MBA, EA, CAA. (Enrolled Agent, CPA candidate, and Risk & Tax Advisor). As a Business Financial & Tax Strategist focused on wealth and tax planning, Xianny brings the technical depth and strategic vision that shape every engagement we take on.

Our team is made up of experienced US tax professionals, senior business risk analysts, and consultants with expertise in tax planning, financial strategy, operational efficiency, and process optimization. We specialize in international taxpayers, wealth & tax planning, non-profit advisory, and strategic business consulting.

We've worked across multiple industries - agriculture, agro-food, wholesale, logistics, manufacturing, and infrastructure - giving us the perspective to support entrepreneurs, families, and growing companies with confidence. Bilingual, hands-on, and personal - that's how we work.

1,500+
Clients served
25+
Years of experience
EN / ES
Languages
A+
BBB rating
Why choose us

Everything you need, under one roof.

No more juggling accountants, agents, and consultants. Get expert advice and execution from a single team that already knows your business.

Personalized service

We treat every client like our only client. Direct access, real conversations, no call centers.

Trusted expertise

BBB-accredited with A+ rating. Decades of combined experience across tax, finance, and insurance.

Year-round support

We're here long after tax season - for planning, audits, growth questions, and everyday decisions.

Bilingual team

Fluent in English and Spanish, so you and your family always feel understood.

One team, every service

Taxes, bookkeeping, insurance, notary, nonprofit, and funding - coordinated by people who actually talk to each other.

Results-driven

Strategies focused on saving you money, protecting your business, and helping you grow with confidence.

Ask About Our Audit Protection Program

Get a comprehensive review of your tax and financial situation. Our experts will identify opportunities to save money and reduce risk.

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Business Accounting, Payroll & Sales Tax Services

Business bookkeeping and monthly accounting

Accurate monthly bookkeeping to keep your business finances organized and up to date.

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Bank reconciliations

Detailed reconciliation of bank accounts to ensure accuracy and catch discrepancies early.

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Financial statements

Preparation of clean, accurate financial statements for management, lenders, and stakeholders.

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Payroll services

Reliable payroll processing for businesses of any size with full compliance support.

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Sales tax filing

Accurate sales tax returns filed on time, every time, across all required jurisdictions.

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1099 preparation

Year-end 1099 preparation and filing for contractors and vendors.

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Business compliance monitoring

Ongoing monitoring to keep your business compliant with federal, state, and local requirements.

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Business license renewal support

Track and manage business license renewals so you never miss a deadline.

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Tax Preparation, Tax Planning & IRS Resolution

Individual and business tax preparation

Accurate personal and business tax returns prepared by experienced professionals.

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Corporate, partnership and S-Corp tax returns

Full-service preparation and filing for corporate, partnership, and S-Corporation returns.

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Multi-state tax filing

Returns filed across multiple states with full compliance and optimization.

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International tax support

Specialized tax support for international taxpayers and cross-border situations.

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Tax planning and tax strategist services

Year-round tax planning strategies designed to legally minimize your tax liability.

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IRS notice review

Expert review and professional response to any IRS notice you receive.

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Audit monitoring

Proactive monitoring and support to keep you prepared and protected year-round.

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Fiscal / tax resolution

Resolve back taxes and outstanding IRS issues with a clear, actionable plan.

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Offer in Compromise support

Professional assistance to settle your tax debt for less than the full amount owed.

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Installment agreement support

Set up affordable monthly payment plans with the IRS that work for your budget.

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Penalty abatement support

Request and negotiate penalty abatement to reduce or remove IRS penalties.

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ITIN & Certified Acceptance Agent Services

Certified Acceptance Agent services

IRS-authorized Certified Acceptance Agent services for ITIN applications and renewals.

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ITIN applications and renewals

Full assistance with new ITIN applications and timely renewals.

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W-7 support

Complete W-7 form preparation, review, and submission support.

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Taxpayer identification support

Guidance and support for all taxpayer identification matters.

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IRS documentation review related to ITIN

Thorough review of IRS documentation to ensure accuracy and compliance for ITIN matters.

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Client file preparation for ITIN matters

Organized file preparation to streamline your ITIN application or renewal process.

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Wealth & Financial Planning

Financial and retirement planning

Comprehensive planning for a secure and comfortable retirement.

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Wealth and tax planning

Strategies to build wealth while minimizing tax exposure over the long term.

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Budget and cash flow analysis

Budgeting and cash flow analysis to drive smarter financial decisions.

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Debt management advisory

Personalized advisory to organize, reduce, and manage debt effectively.

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Business owner financial planning

Financial strategies built specifically for business owners and entrepreneurs.

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Insurance & Protection Solutions

ACA plans

Affordable Care Act health plan guidance and enrollment support.

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Medicare

Medicare plan comparison and enrollment assistance.

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Health insurance

Individual, family, and group health insurance solutions.

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Supplemental insurance

Additional coverage options to fill gaps in your primary health plan.

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Long-term care

Long-term care planning and insurance to protect your future.

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Life insurance

Term and permanent life coverage tailored to your family and goals.

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Final expense

Final expense insurance to ease the financial burden on your loved ones.

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Annuities

Guaranteed income solutions through quality annuity products.

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Key person insurance

Protect your business against the loss of essential team members.

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Buy-sell insurance

Funded buy-sell agreements to ensure smooth business transitions.

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Business owner protection

Comprehensive protection solutions designed specifically for business owners.

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Business Advisory, Risk Management & Corporate Compliance

Business and corporate risk analysis

In-depth analysis of business and corporate risks to protect your company.

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Operational and financial risk review

Review operational and financial risks to strengthen your business foundation.

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Internal control review

Assessment of internal controls to safeguard assets and improve reliability.

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Business continuity advisory

Plan for resilience and continuity through any business disruption.

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Compliance and industry risk review

Evaluate compliance and industry-specific risks with actionable recommendations.

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Strategic growth and scaling advisory

Advisory to grow revenue, margin, and market share with confidence.

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Exit planning advisory

Plan and execute a successful business exit on your terms.

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Business formation support: LLC, Corporation, S-Corp, C-Corp, DBA

Start your business the right way with proper entity formation and registration.

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EIN application support

Quick and accurate EIN application support for your business or nonprofit.

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Corporate records organization

Organize and maintain corporate records for compliance and efficiency.

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Annual report filing support

Timely annual report preparation and filing to keep your business in good standing.

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Registered agent coordination

Coordinate registered agent services to ensure reliable legal document handling.

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Business restructuring advisory

Strategic advisory to restructure your business for improved performance and compliance.

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Nonprofit Accounting & Compliance Services

Nonprofit formation support

Form your nonprofit with proper structure, governance, and compliance from day one.

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501(c)(3) application support

Complete help with your 501(c)(3) tax-exempt application and submission.

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Charitable registration assistance

Assistance with state charitable registration requirements.

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Nonprofit bookkeeping

Bookkeeping tailored to the unique needs of nonprofit organizations.

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Nonprofit financial statements

Accurate financial statements prepared for boards, donors, and regulators.

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Budget review

Budget review and analysis to support mission-driven financial decisions.

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Financial controls advisory

Advisory to implement strong financial controls and reduce risk.

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Board governance advisory

Governance advisory to strengthen board effectiveness and accountability.

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Annual nonprofit filings

Annual reports and required filings handled accurately and on time.

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Grant readiness support

Prepare your organization to meet grant requirements and secure funding.

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Donor reporting support

Organized donor reporting to maintain transparency and trust.

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HOA / Condo Association Advisory Services

HOA financial advisory

Financial advisory services tailored for homeowners associations.

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Condo association budget review

Comprehensive budget review for condo associations to ensure fiscal health.

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Reserve and assessment review

Review reserves and assessments to plan for future maintenance and improvements.

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Vendor cost review

Evaluate vendor contracts and costs for savings and efficiency.

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Financial controls advisory

Implement financial controls to protect association funds and improve oversight.

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Compliance coordination

Coordinate compliance requirements to keep your association in good standing.

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Document organization

Organize association documents for easy access, audits, and transitions.

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Risk review for associations

Identify and mitigate risks specific to HOAs and condo associations.

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Credit Repair & Credit Advisory Services

Credit report review

Detailed review of your credit reports to identify errors and opportunities.

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Credit dispute preparation

Professional preparation of credit disputes to challenge inaccurate items.

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Credit improvement plan

Personalized action plan to raise your credit score systematically.

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Debt organization advisory

Advisory to organize and prioritize your debt for faster payoff.

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Credit education

Education and guidance to understand and manage your credit effectively.

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Business credit advisory

Build and improve your business credit profile for better financing.

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Personal credit rebuilding strategy

Step-by-step strategy to rebuild personal credit and restore financial health.

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Pre-loan credit readiness review

Review and optimize your credit profile before applying for a loan.

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Recruiting, Head Hunting & Workforce Advisory

Recruiting and candidate sourcing

Source qualified candidates to fill your open positions quickly.

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Executive search and head hunting

Targeted executive search to find leadership talent for your organization.

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Job description preparation

Craft clear, compelling job descriptions that attract the right applicants.

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Candidate screening

Screen candidates efficiently to identify the best fit for your team.

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Interview coordination

Coordinate interviews and schedules to streamline your hiring process.

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Compensation benchmarking support

Benchmark compensation to offer competitive and fair packages.

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Hiring advisory

Strategic advisory to improve your hiring process and outcomes.

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Workforce planning advisory

Plan your workforce needs to align staffing with business goals.

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Notary & Signing Agent Services

Notary public services

Reliable notary public services for all your important documents.

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Mobile notary services

On-the-go notary services that come to your location for convenience.

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Loan Signing Agent services

Professional loan signing agent services for real estate and lending transactions.

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Interactive Tool

Paycheck Withholding Estimator

See how much federal tax should be withheld from each paycheck - and what your take-home looks like.

$
Numbers update instantly as you type.
Estimated Withholding / Paycheck
$541
Take-home / paycheck
$2,343
Annual federal tax
$14,079

Federal income tax: $8,341 · FICA (SS + Medicare): $5,738

Estimates only based on 2024 federal brackets. Does not include state/local tax.

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